Post Office Monthly Income Yojana – MIS

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Post Office Monthly Income Yojana – MIS ।પોસ્ટ ઓફિસની માસિક આવકની જોરદાર સ્કીમ | જાણીલો પૂરી માહિતી  

There area unit totally different schemes for saving within the country. Like Sukanya Samriddhi Yojana, Atal Pension Yojana, varied schemes of LIC, Kisan Maan-Dhan Yojana etc. it's vital for the voters of the state to speculate in an exceedingly safe place to secure their future. nowadays we'll tell you regarding Post office Monthly income theme – MIS, a theme wherever investment can provide you with additional profit than alternative choices.

MIS Post scheme Monthly financial gain income
This is a scheme of Indian postal Department. This scheme protects your savings capital. except this, you furthermore might get a good monthly income through it. Post office Monthly income theme (POMIS) is one amongst the simplest investment choices. MIS could be a little saving theme, during which you get earnings each month on the investment of your rupees. By investment once during this post office scheme, you get interest each month.

Any national of Asian country will avail this theme and your deposit is often safe. It provides you higher returns than Bank FD or Debt Instruments. You get a hard and fast income each month and at that time you get all of your capital back at the tip of the theme, that you'll reinvest within the theme to earn monthly income.

Highlights point Of MIS

Article Name - Post office Monthly income theme

Language of Article - Gujarati and English

Article Objective - Monthly income with Savings

Name of the Department – ​​Indian Post Department

Scheme Name - Post office Monthly income theme (MIS)

How much interest rate? - 6.6 percent monthly interest

How is interest calculated during this scheme? - Monthly

Post office Monthly income scheme

India Post offers this scheme (MIS) to citizens to induce monthly income, that ensures regular monthly pension to the investors. during this explicit theme one must invest one amount promptly. investment in well-liked schemes also offers maturity advantages. you'll open a personal account or a joint account beneath this scheme.

An account will be opened associate exceedingly|in a very} post office with an amount of Rs 1000 or Rs in multiples of a hundred. a personal will deposit Rs four.5 large integer in a single account and Rs nine large integer in a joint account. Interest is paid when completion of 1 month from the date of account gap until maturity.

Important aspects of MIS scheme
No-1 : To avail this scheme it's necessary to have a savings account within the post office.

No-2 : Fill the appliance kind to avail this scheme. Or transfer the Post workplace Monthly income theme kind from the official web site.

No-3 : you have got to provide 2 passport size images.

No-4 : For ID proof, any one of the identity documents like Aadhaar card or passport or elector card or driving license has to lean.

No-5 : One ought to additionally offer the name of the nominee.

No-6 : The minimum required to open this account is Rs 1000, which may be paid by money or cheque.

No-7 : you'll additionally get additional info from the closest post office.

How much quantity will be deposited beneath this scheme?
You can deposit the quantity promptly in MIS theme of Post workplace. will prepare monthly financial gain for you. If your account is single then you'll pay a most of Rs. you'll deposit up to four.5 lakhs. At identical time, one will deposit a most of Rs nine large integer within the joint account. during this theme account also can be opened within the name of kids. However, for this, a parent or guardian has got to lookout of it. Later, once the kid reaches the age of 10, he will run the account himself.

How to get 5 thousand under this scheme?
6.6% interest is being given on investment in this scheme. If you have got under a single account Rs. 4.5. If you invest lakhs, currently you'll get Rs. 29700 are going to be obtained. On the opposite hand, if you invest nine lakhs beneath a joint account, you'll get 59,400 years of interest. That is, a compensation of Rs 4,950 per month would be accessible.

Maturity amount

The maturity period for this scheme is up to 5 years. when 5 years you'll reinvest your capital in this scheme.

Things to keep in mind in Post office Monthly income scheme
If you wish to withdraw cash before maturity, this facility is on the market to you on completion of one year of account. If the account is older than one year to three years from the date of gap, the balance will be recovered by deducting a pair of of the quantity deposited in it. If your account is over three years previous, 1 Chronicles of the quantity deposited in it's subtracted and therefore the balance is came back to you.

Post office Helpline
Name of Department and Ministry - Indian Department of Posts

Address - postal directorate,Dak Bhavan,New Delhi,110001

Toll Free range - 1800 266 6868

Important Link
Post office Official web site - Click Here

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